> For the complete documentation index, see [llms.txt](https://bulla-network.gitbook.io/bulla-network/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://bulla-network.gitbook.io/bulla-network/bulla-network-protocol-bulla-banker/welcome.md).

# Welcome To Bulla Network

> Bulla Network is an onchain credit protocol and finance platform for invoice factoring and trade finance. It helps businesses unlock working capital tied up in unpaid invoices.
>
> Bulla tokenizes real-world invoices as onchain claims, applies lending terms through smart contracts, and lets those claims be financed through stablecoin liquidity pools. This brings the factoring process onchain, from funding through repayment.
>
> Bulla liquidity pools are private, permissioned facilities. Each pool is deployed for a specific pool manager, and participation is limited to accredited investors who meet that pool’s eligibility requirements.
>
> Through its Bulla Banker dApp, Bulla offers onchain accounting for web3 businesses, DAOs and individuals. It lets users create and send invoices, make payments and manage business and personal accounts entirely onchain, with every transaction recorded transparently in real time.
>
> Bulla Network is developed by ArkiToken, Inc., a Delaware corporation.