# Welcome To Bulla Network > BullaNetwork is an on-chain credit protocol that helps unlock crypto commerce, allowing users to create and pay invoices in an entirely decentralized way. Our bankless Web3 accounting protocol helps DAOs, companies, and individuals send invoices and payments, and manage business and personal accounts all on-chain. BullaNetwork is a product of ArkiToken, a Denver, CO, and Zurich, Switzerland-based developers committed to a decentralized, bankless future. ### Who can use BullaNetwork? Anyone with a crypto wallet. ### What tokens are accepted? BullaBanker currently supports sending invoices and payments with: * USDC * DAI * WBTC * WETH However, we plan on allowing any ERC20 token in the near future. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://bulla-network.gitbook.io/bulla-network/welcome-to-bullanetwork/welcome.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.